Long Term Care Insurance
When it comes to your future long term care, it’s important to know and understand about long-term care insurance planning. It’s important to know what to look for in policies. This information helps you and your loved ones make educated decisions regarding your options for care. Long Term Care is not something you want to be on the fence about, because you obtain it with your health.
Long Term Care Insurance covers you in many different places, generally but not restricted to Home Care, Assisted Living Facilities, and Nursing homes.
Life Insurance
Most people have a good idea of what Life Insurance is. However, most need help determining the reasons you would need life insurance as well as amount of coverage that would fulfill your needs.
We offer information that helps you determine your needs and what amount of coverage would be right for you.
Short-term Care/Complementary Products
We offer many complimentary products. These products are generally available at a lower cost but for a shorter benefit. These products can benefit people that have been declined by traditional Long Term care insurance, want to enhance a group/employer Long Term Care policy, or don’t have the budget for a traditional Long Term Care policy. These products are sometimes known as recovery care.
Medicare Supplement and Advantage
Medicare in general is widely misunderstood. Some people think it covers everything and others think it covers nothing. While most people have Medicare part A and B they do not have a clear plan of whether to take an Advantage plan or a Supplement plan.
We will provide you information detailing the differences between the two and explain the options that are available.
